Pre-start essential inclusions for new builds

Confirm with your finance provider the minimum requirements for a property to be considered 'livable' at handover, as basic fixtures like hot water, painting, and window treatments may be mandatory.

Supporting Context

Mortgage providers often have specific criteria for a property to be deemed livable before final loan release. You may need to include the builder's cheapest basic options for these items and upgrade them yourself later to manage costs.

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livable requirementsFinance & Budgetinghandover criteriaconstruction loan
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